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在加密货币世界里，Catholic USD——一种新近开发的法币支撑稳定币——立刻脱颖而出，这不仅仅因为它的名字。
比特币等加密货币在2008年金融危机后成为政府支持货币与传统金融机构的替代品而流行起来。
加密货币通过一种将数字记录以“区块”连接在一起的密码学过程来验证交易，从而规避了对实体银行的依赖，这个过程被称为“区块链”。

“We have to make sure the poor and human suffering is the thing we’re focused on at all times first,” Cullen told the Register.
“We have to make sure the poor and human suffering is the thing we’re focused on at all times first,” Cullen told the Register.
“Treating the poor like Jesus Christ would – that has to be the first priority.”
“以耶稣基督对待贫困者的方式来待人——这必须是首要任务。”

Catholic USD, which was scheduled to launch in December, is a type of cryptocurrency that is pegged to a national currency or asset like gold that is known as a stablecoin.
Catholic USD，原计划在December推出，是一种与本国货币或如黄金等资产挂钩的加密货币，被称为稳定币。
In this case, one Catholic USD is equivalent to one U.S. dollar.
在这种情况下，一个Catholic USD等于一个美元。
Cullen envisions Catholic USD as a means of sending donations to parishes, Catholic universities, hospitals, and nonprofits working with the poor and others in need.
Cullen设想Catholic USD作为向教区、天主教大学、医院以及与贫困和其他需要帮助的人群合作的非营利组织汇款捐款的手段。

It is especially useful for international transactions because of its speed and ability to verify the funds are being used for their intended purpose, thanks to the blockchain technology underpinning it.
由于其底层区块链技术，Catholic USD在速度和验证资金是否用于其预定用途方面的能力，尤其适用于国际交易。
Matthew Pinto, the founder of Ascension Press and organizer of the first-ever Catholic cryptocurrency conference in 2022, said the Church should approach new technologies with hopeful openness.
Ascension Press创始人、2022年首届天主教加密货币大会的组织者Matthew Pinto表示，教会应以充满希望的开放态度看待新技术。
“Catholics need to understand most every new technology to understand its ramifications on the human person and how we live in, and engage, the world,” Pinto said in an interview with the Register.
“天主教徒需要理解几乎所有新技术，以理解它对人类及我们如何生活、参与世界的影响，”Pinto在接受《教会纪事》采访时说。
“To be sure, we should exhibit prudence in these discernments, but our posture should be one of hope first.”
“当然，我们在这些判断中应该审慎，但我们的立场应当首先是希望。”

While cryptocurrency use and ownership tends to be dominated by younger men, a group of Catholics nuns have been among the earliest to adopt it in the Church.
尽管加密货币的使用和拥有往往由年轻男性主导，但一群天主教修女已成为教会中最早采用它的群体之一。
Members of the Benedictines of Mary, Queen of Apostles learned how to set up digital wallets in order to receive bitcoin donations for their new chapel in southern Missouri, according to a report in Bitcoin Magazine.
据《Bitcoin Magazine》报道，Mary, Queen of Apostles的Mary 修女团成员学会了如何设立数字钱包，以为他们在密苏里州南部的新教堂接收比特币捐赠。
“Currently, Bitcoin and other cryptocurrencies are not extensively used in the Catholic Church today.”
“目前，比特币及其他加密货币在天主教会尚未被广泛使用。”

A relatively small, but growing, number of Catholic organizations are now accepting Bitcoin for donations, which is a good first step to greater and more varied adoption,” said Devin Rose, a Catholic Bitcoiner and author of a cryptocurrency-themed fiction thriller series.
数量相对较少但在增长的天主教组织现在开始接受比特币捐赠，这是迈向更大范围和更多元化采用的良好第一步，Catholic Bitcoiner、以加密货币题材小说惊悚系列作者Devin Rose表示。
“Every parish, diocese, and Catholic organization should set themselves up to receive Bitcoin for donations.”
“每个教区、教省和天主教组织都应建立接收比特币捐赠的机制。”

Rose told the Register that Catholics who have invested in bitcoin want to tithe their profits to the Church, but when donors have to first convert their bitcoin into dollars, it reduces the amount that can be donated.
Rose在接受《教会纪事》采访时表示，投资比特币的天主教徒想把利润奉献给教会，但捐赠者必须先把比特币兑换成美元，这会减少可捐献的金额。
Parishes, schools, and other organizations that are set up to receive Bitcoin, however, can receive the full value of the contribution, Rose noted.
但设有接收比特币功能的教区、学校及其他机构可以获得捐赠的全部价值， Rose指出。
But cryptocurrency advocates say that transmitting money for donations only scratches the surface of the new technology’s potential for the Church.
但加密货币倡导者表示，捐赠转账只是新技术在教会潜力的表面。

For example, all Catholic USD stablecoins that aren’t being used for transactions will be held in a yield-generating account on BitGo, an asset management platform.
例如，所有未用于交易的Catholic USD稳定币将被保存在BitGo这一资产管理平台上的一个产生收益的账户中。

Unlike a bank, Cullen plans to donate 100 percent of the yield to the Catholic Global Mercy Trust, which would disburse the funds to global poverty relief efforts, Catholic schools, hospitals, and other causes.
与银行不同，Cullen计划将收益的100%捐赠给Catholic Global Mercy Trust，该机构将把资金用于全球扶贫救助、天主教学校、医院及其他事业。

If Catholic USD reaches $1 billion in circulation that would mean $40 million in annual charitable giving, according to a slideshow presentation provided by Cullen.
根据Cullen提供的一份幻灯片演示，如果Catholic USD的流通量达到10亿美元，则年捐赠额将达到4000万美元。

Like Cullen and Pinto, Brantly Millegan, who has been active in the Ethereum cryptocurrency community, is optimistic about the new technology and the promise it holds for the Church.
与Cullen和Pinto一样，在以太坊加密货币社区活跃的Brantly Millegan对这项新技术及其对教会的承诺持乐观态度。

“The Catholic tradition sees invention and the development of technology as an expression of divine spark in humanity, and so I’m fundamentally optimistic about new technology,” Millegan told the Register.
“天主教传统将发明和科技的发展视为人类神圣火花的体现，因此我对新技术本质上持乐观态度，”Millegan对《教会纪事》说。

“Further, helping the poor is, of course, a key tenet of Catholic social thought, and I already see crypto opening opportunities for the disenfranchised and unbanked globally to more financial services that we take for granted in the US.”
“此外，帮助穷人当然是天主教社会思想的一个关键信条，我已经看到加密技术正在为全球被边缘化和无银行账户的人们开启更多我们在美国视为理所当然的金融服务机会。”

Behind Bitcoin and cryptocurrency is a broader philosophical stance on what form of money is best for society.
在比特币与加密货币背后，是关于社会最适合何种形式的货币的更广泛哲学立场。

Eric Sammons, editor of Crisis Magazine and author of a book on bitcoin, argues that bitcoin is “the most moral money ever created.”
Eric Sammons，《Crisis Magazine》编辑、比特币专著作者认为比特币是“有史以来最道德的货币”。

All currency, according to Sammons, has seven properties, three of which impact its morality – verifiability, scarcity, and independence.
据Sammons称，所有货币共有七种属性，其中三种影响其道德性——可验证性、稀缺性和独立性。

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According to his book, Moral Money: The Case for Bitcoin, currency must be verifiable so people can trust it; scarcity secures its value and guards against inflation; and there must be independence to prevent control by a small group or single institution which creates the risk of corruption.
据他在《道德货币：比特币的理由》一书所述，货币必须可验证，以便人们信任；稀缺性保证其价值并防止通胀；还必须具备独立性，防止被少数人或单一机构控制，从而带来腐败风险。

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“Modern fiat money” — a type of government-issued currency — “fails tremendously in at least scarcity and independence, whereas gold and silver are far better at those characteristics, although they are not as good at verifiability,” Sammons told the Register.
“现代法定货币”——一种政府发行的货币——“在至少稀缺性和独立性方面表现极差，而黄金和白银在这些特性上要好得多，尽管在可验证性方面不如它们，”Sammons在接受《教会纪事》采访时说。

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“However, bitcoin exceeds fiat, gold, and silver in its verifiability (a transaction can be fully verified in seconds), scarcity (there is a hard limit of 21 million bitcoin ever created), and independence (bitcoin runs on a decentralized network controlled by no individual or organization).”
“然而，比特币在可验证性（交易可在几秒内完全验证）、稀缺性（硬性上限为2100万枚比特币）和独立性（比特币在一个没有任何个人或组织控制的去中心化网络上运行）方面超过法定货币、黄金和白银。”

For Cullen, Catholic USD ensures the emerging, digitally decentralized financial system adheres to a paramount moral imperative: putting humanity first.
对Cullen来说，Catholic USD确保新兴的、数字化去中心化的金融体系坚持最高的道德命令：以人为本。

“Because if we don’t, then we’re going to lose who we are,” Cullen said.
“因为如果不这样做，我们就会失去自我，”Cullen说。

While many new technologies, from bioengineering to the new AI programs, have prompted concerns over potential risks to the dignity of the human person, Cullen sees cryptocurrency and blockchain technology as an opportunity to improve upon existing financial systems that can be dehumanizing at times.
尽管从生物工程到新人工智能程序等许多新技术引发了对人类尊严潜在风险的担忧，Cullen认为加密货币和区块链技术是改善有时会使人类去人性化的现有金融体系的机会。

“I don’t need another bank that’s going to take all the profits from the poor,” Cullen said.
“I don’t need another bank that’s going to take all the profits from the poor,” Cullen said.
“I don’t need another bank that’s going to take all the profits from the poor,” Cullen said.

“I need something that is going to alleviate human suffering – people that need shelter, that need water, that need food.”
“我需要的是能够减轻人类痛苦的东西——那些需要庇护、需要水、需要食物的人。”

Catholic USD is a fiat-backed stablecoin pegged to the U.S. dollar, designed to accelerate cross-border donations and improve transparency through blockchain technology.
Catholic USD是一种以美元为锚定的法币支撑稳定币，旨在通过区块链技术加速跨境捐赠并提高透明度。
Proponents envision its use for funding parishes, Catholic universities, hospitals, and poverty-relief initiatives, with a model that channels yields from unused balances to charitable causes.
支持者设想其用于资助教区、天主教大学、医院和扶贫倡议，模型将未使用余额的收益导向慈善事业。
If adopted at scale, the currency could enable faster, verifiable donations and potentially expand the church’s philanthropic reach.
如果在规模上被采用，该货币可能实现更快、可核验的捐赠，并有潜力扩大教会的慈善覆盖范围。
Adoption within Catholic communities has begun, including early involvement from Benedictine groups and other Catholic organizations exploring cryptocurrency donations.
在天主教社区中已经开始采用，包括本笃会团体等早期参与以及其他天主教组织探索加密货币捐赠。

Advocates argue that accepting digital assets can streamline giving by bypassing some traditional conversion costs, though they acknowledge the need for prudent management as donors convert assets to usable funds.
倡导者认为接受数字资产可以通过绕开部分传统兑换成本来简化捐赠，尽管他们也承认在捐赠者将资产兑换为可用资金时需要审慎管理。

The system also contemplates a yield-generating account for unused Catholic USD, with 100 percent of the yield pledged to the Catholic Global Mercy Trust to support global relief and education initiatives.
该系统还设想为未使用的Catholic USD建立一个产生收益的账户，所得收益的100%捐赠给Catholic Global Mercy Trust，以支持全球救助与教育计划。

Supporters—from church leaders to crypto enthusiasts—frame Catholic USD as a way to reconcile faith with financial technology, emphasizing humanity and accountability in the giving process.
支持者——从教会领袖到加密爱好者——将Catholic USD视为将信仰与金融科技结合的一种方式，强调捐赠过程中的人性与问责。

They point to the potential for expanded access to financial services for the unbanked and the opportunity to increase charitable giving, while underscoring the importance of safeguarding donor intent and minimizing friction in fund allocation.
他们指出扩大无银行账户人群获取金融服务的潜力，以及提高慈善捐赠的机会，同时强调保护捐赠者意图、减少资金分配摩擦的重要性。